Non-Medical Exam Life Insurance

Today consumers are living in a world of instant information: In the decade of wanting everything completed in minutes, is there any surprise that life insurance companies would create instant issue policies for consumers who want to obtain instant quotes, apply, purchase, pay for and receive instant protection online? This gives buyers the ability to reduce the application and approval process time from months to days or in some cases minutes and also improves the overall buying experience.
What exactly is Non-Medical or Simplified Underwritten Life Insurance?
Non-Medical or Simplified Underwritten term life insurance is a convenient term life insurance policy for those that prefer to avoid dealing with scheduling agent appointments or feeling as though they are being sold a policy with more bells and whistles than they may actually need. The whole process can be initiated by answering some simple health questions and submitting an online application through an online platform which allows the consumer to research, compare, and immediately buy a policy without even talking to the agent unless they want to, there are no medical examinations (blood and urine samples) required to put the policy in force. This simple convenience can make a not so enjoyable process to be quick and painless and allow a family member to obtain some basic form of insurance protection to cover against a tragic loss or sickness.